To cite package ‘creditratingsystem’ in publications use: RiskDataScience GmbH (2026). _creditratingsystem: Offline Credit Risk Modelling, Calibration and Validation_. R package version 0.1.0, . A BibTeX entry for LaTeX users is @Manual{, title = {creditratingsystem: Offline Credit Risk Modelling, Calibration and Validation}, author = {{RiskDataScience GmbH}}, year = {2026}, note = {R package version 0.1.0}, url = {https://CRAN.R-project.org/package=creditratingsystem}, }